• Basic Wills from £150.00
    Basic Wills from £150.00
    Without a valid Last Will and Testament any assets you leave on death will be distributed according to the Rules of Intestacy. These rules lay down a rigid method of estate distribution and make no account of your wishes. Click the image to read more...
  • We realise that most people haven’t experienced probate before. Probate is the administration of a deceased’s Estate by the appointed “executors” in the Will, usually family members. At an already difficult and emotional time, the complexities of executing a Will and establishing any appropriate Trusts can be an arduous task. Click the image to the left to read more...
  • Inheritance Tax is simply a tax on money or possessions you leave behind when you pass on.It can also apply to some “gifts” you make during your lifetime. It is therefore vital that you receive professional Inheritance Tax Advice on your position to minimise the impact and tax paid should the worst happen, ensuring that your loved ones receive as much of your money as possible. Click the image to the left to read more...
  • Without a valid Last Will and Testament any assets you leave on death will be distributed according to the Rules of Intestacy. These rules lay down a rigid method of estate distribution and make no account of your wishes, unless you write a will. Click the image to the left to read more...
  • Lasting Powers of Attorney from £195
    Lasting Powers of Attorney from £195
    Often serious illness or accidents strike without warning. Last year, for example, approximately 130000 people suffered strokes. Without a Lasting Power of Attorney being available this is when it becomes difficult... Click the image to the left to read more...

Yet another Government Commission

Only this week the new Coalition Government has set up yet another official committee to look at the options for Long Term Care provision in England. Future reforms to care funding could mean that State help will be spread more evenly between older people rather than the current ‘all or nothing’ system.
The ‘partnership’ approach is one of the options under consideration i.e. a basic level of free support from the State with those who wanted more paying extra. Retirees ‘lump sum ‘ payments and a ‘Death tax ‘ are also under review by this new body which has 12 months to report back on it’s findings.
What we all know however is that very little will come from the State in this period of intense pressure on public spending. Thousands of homes will still be taken and sold by the State to pay for Long term care of the elderly. Residential care still costs an average of £23500 pa with nursing care even higher at around £31500pa. Anyone with assets over £23250 in England and Northern Ireland must pay for their entire care fees which usually means their property becomes forfeited.
All of this makes a Property Protection Trust Will a ‘must‘ for all Married or Civil partnerships and for unmarried couples who live together. For single persons a Lifetime Property Protection Trust is also worthy of serious consideration to ensure inheritance for loved ones is guaranteed.