• Basic Wills from £150.00
    Basic Wills from £150.00
    Without a valid Last Will and Testament any assets you leave on death will be distributed according to the Rules of Intestacy. These rules lay down a rigid method of estate distribution and make no account of your wishes. Click the image to read more...
  • We realise that most people haven’t experienced probate before. Probate is the administration of a deceased’s Estate by the appointed “executors” in the Will, usually family members. At an already difficult and emotional time, the complexities of executing a Will and establishing any appropriate Trusts can be an arduous task. Click the image to the left to read more...
  • Inheritance Tax is simply a tax on money or possessions you leave behind when you pass on.It can also apply to some “gifts” you make during your lifetime. It is therefore vital that you receive professional Inheritance Tax Advice on your position to minimise the impact and tax paid should the worst happen, ensuring that your loved ones receive as much of your money as possible. Click the image to the left to read more...
  • Without a valid Last Will and Testament any assets you leave on death will be distributed according to the Rules of Intestacy. These rules lay down a rigid method of estate distribution and make no account of your wishes, unless you write a will. Click the image to the left to read more...
  • Lasting Powers of Attorney from £195
    Lasting Powers of Attorney from £195
    Often serious illness or accidents strike without warning. Last year, for example, approximately 130000 people suffered strokes. Without a Lasting Power of Attorney being available this is when it becomes difficult... Click the image to the left to read more...

U-Turn on proposed Care Fees Policy

During its hearing on the new deferred Care Fees policy it emerged in the House of Lords yesterday that all is not as it originally appeared . Instead of a ‘universal’ scheme it now appears that Local Councils will decide whether pensioners with assets exceeding £23250, excluding their property, can have a loan to be repaid after death in order to meet Care Fees. In the debate it was stated that in order to take advantage of the proposed legislation you would have to spend down until your other assets were below £23250 before you could consider a deferred loan. Described as a huge restriction it would mean very few people would take advantage of the scheme.

Commenting on this David Dexter says’that there is still no better way of avoiding the Care Fee problem than the use of Property Protection Trusts either in properly drawn up Wills or as a Lifetime solution. Skilled professionals can advise on how to protect your Home and Savings to ensure guaranteed inheritance by your loved ones. Immediate action to prepare the right sort of Will or to set up a Trust should be taken now to enjoy peace of mind for the future.