• Basic Wills from £125.00
    Basic Wills from £125.00
    Without a valid Last Will and Testament any assets you leave on death will be distributed according to the Rules of Intestacy. These rules lay down a rigid method of estate distribution and make no account of your wishes. Click the image to read more...
  • We realise that most people haven’t experienced probate before. Probate is the administration of a deceased’s Estate by the appointed “executors” in the Will, usually family members. At an already difficult and emotional time, the complexities of executing a Will and establishing any appropriate Trusts can be an arduous task. Click the image to the left to read more...
  • Inheritance Tax is simply a tax on money or possessions you leave behind when you pass on.It can also apply to some “gifts” you make during your lifetime. It is therefore vital that you receive professional Inheritance Tax Advice on your position to minimise the impact and tax paid should the worst happen, ensuring that your loved ones receive as much of your money as possible. Click the image to the left to read more...
  • Without a valid Last Will and Testament any assets you leave on death will be distributed according to the Rules of Intestacy. These rules lay down a rigid method of estate distribution and make no account of your wishes, unless you write a will. Click the image to the left to read more...
  • Lasting Powers of Attorney from £150
    Lasting Powers of Attorney from £150
    Often serious illness or accidents strike without warning. Last year, for example, approximately 130000 people suffered strokes. Without a Lasting Power of Attorney being available this is when it becomes difficult... Click the image to the left to read more...

Tag Archives | Property Protection Trusts

Social Care costs

Government’s answer to the rising burden of Social Care appears to be to place the burden fairly and squarely with Local Authorities. They have been allowed to increase Council Tax to meet the cost of providing care in the community for the elderly and infirm. Under the present system if you go into care, owning […]

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Simon Cowell knows when

It is reported today that Simon Cowell has had a DNA test which tells him when he is going to die. Apparently he is good for another 40 years yet. This will certainly give him time to plan his affairs to ensure the maximum part of his estate will reach his loved ones on his […]

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Political Promises

One party has promised an increase in the basic rate relief for Inheritance Tax. For married couples and civil partners they are increasing the joint thresholds from the present £650k to £1m based on the value of their residence. They herald it as a major boost for Inheritance. Unfortunately when examined the additional relief only […]

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Care Act 2014

The provisions of the Care Act 2014 come into force from April 2015 It is worthy to note that from then Local Authorities will not have the power to assess married couples/civil partners jointly for means test purposes . Each person considered for care will have to be assessed on their own individual assets. Assets […]

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Prevention is better than Cure

Why wait for a liability to Inheritance Tax or the enforced sale of your property for Care Home Fees? If you take action now by making the right sort of Will you can avoid these future maladies. A revocable Life Interest Trust Will cures the first and a Property Protection Trust Will cures the second. […]

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£140K is the real Cap on Care Costs

The Institute and Faculty of Actuaries has now produced a report which indicates that as a result of the ‘hidden charges’  for care the Government’s pledge of a £72K cap will cost on average £140K . Their research also found that only one in ten pensioners will ever reach the point of receiving help from […]

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Triple Taxation

Tess Daly, the host of ‘Strictly Come Dancing’ has attacked Britain’s disgraceful and insulting inheritance tax laws. In a recent magazine article she states that in effect Inheritance Tax is triple taxation. Tax is paid on earnings, Stamp duty is paid on Property purchase and then Inheritance Tax is paid on any of those you […]

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Long Term Care —Government Proposals

There is a saying that ‘All that glitters is not gold’ and the new proposals put forward by Jeremy Hunt yesterday appear to fall into this category. The Government is proposing to introduce legislation by 2017 which will cap the total paid by any person for care fees at £75000. There will also be a […]

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