• Basic Wills from £150.00
    Basic Wills from £150.00
    Without a valid Last Will and Testament any assets you leave on death will be distributed according to the Rules of Intestacy. These rules lay down a rigid method of estate distribution and make no account of your wishes. Click the image to read more...
  • We realise that most people haven’t experienced probate before. Probate is the administration of a deceased’s Estate by the appointed “executors” in the Will, usually family members. At an already difficult and emotional time, the complexities of executing a Will and establishing any appropriate Trusts can be an arduous task. Click the image to the left to read more...
  • Inheritance Tax is simply a tax on money or possessions you leave behind when you pass on.It can also apply to some “gifts” you make during your lifetime. It is therefore vital that you receive professional Inheritance Tax Advice on your position to minimise the impact and tax paid should the worst happen, ensuring that your loved ones receive as much of your money as possible. Click the image to the left to read more...
  • Without a valid Last Will and Testament any assets you leave on death will be distributed according to the Rules of Intestacy. These rules lay down a rigid method of estate distribution and make no account of your wishes, unless you write a will. Click the image to the left to read more...
  • Lasting Powers of Attorney from £195
    Lasting Powers of Attorney from £195
    Often serious illness or accidents strike without warning. Last year, for example, approximately 130000 people suffered strokes. Without a Lasting Power of Attorney being available this is when it becomes difficult... Click the image to the left to read more...

Shaky signature prevents access to savings

Reported in the Daily Mail on 17 October are details of a 90 year old who is being prevented from accessing his savings to pay his care fees  by the Yorkshire Building Society who says it cannot recognise his signature. The elderly pensioner is still sound of mind and wishes to retain control of his financial affairs. Despite this he had granted a Power of Attorney to his son 5 years earlier. The Society had requested the son to register the Power on the fathers account.

This gave rise to further enquiries by the Money  Mail which unearthed widespread incompetence by Britain’s Banks and Building Societies in accepting Powers of Attorney and the insensitivity of staff within those organisations who apparently do not understand the rules concerning them.

What is essential is the correct preparation and registration of a Power of Attorney before it is used on behalf of an elderly relative or loved one. The document must have been accepted and fully stamped by the Office of the  Public Guardian prior to use. Any mistakes in the Power of Attorney or the registration form will cause the Office to return it.

To ensure peace of mind use a professional ,such as myself, to prepare the documentation and deal with the registration.

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