A report in the Sunday Times on the 27th March highlights the fact that privately funded care home residents are being unfairly penalised in the current economic climate because Councils are refusing to pay fair rates. This has meant that privately funded residents have been charged hundreds of pounds a month more than the rates paid by residents funded by a local Council for exactly the same facilities. Often the privately funded residents have had to sell their homes to meet the care home costs. About 380000 people are in care homes in the UK of which 170000 are self funded. It is estimated that in the year to March 2010 about 21700 pensioners were forced to sell their homes for residential care.
A well written Will can prevent many of these sales . A Lifetime Property Protection Trust Will protects the private residence owned jointly by a couple and ensures the property is not sold if the survivor of the two ends up in care. Will writing is a professional task which can save thousands of pounds for ultimate beneficiaries if carried out correctly.
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