• Basic Wills from £150.00
    Basic Wills from £150.00
    Without a valid Last Will and Testament any assets you leave on death will be distributed according to the Rules of Intestacy. These rules lay down a rigid method of estate distribution and make no account of your wishes. Click the image to read more...
  • We realise that most people haven’t experienced probate before. Probate is the administration of a deceased’s Estate by the appointed “executors” in the Will, usually family members. At an already difficult and emotional time, the complexities of executing a Will and establishing any appropriate Trusts can be an arduous task. Click the image to the left to read more...
  • Inheritance Tax is simply a tax on money or possessions you leave behind when you pass on.It can also apply to some “gifts” you make during your lifetime. It is therefore vital that you receive professional Inheritance Tax Advice on your position to minimise the impact and tax paid should the worst happen, ensuring that your loved ones receive as much of your money as possible. Click the image to the left to read more...
  • Without a valid Last Will and Testament any assets you leave on death will be distributed according to the Rules of Intestacy. These rules lay down a rigid method of estate distribution and make no account of your wishes, unless you write a will. Click the image to the left to read more...
  • Lasting Powers of Attorney from £195
    Lasting Powers of Attorney from £195
    Often serious illness or accidents strike without warning. Last year, for example, approximately 130000 people suffered strokes. Without a Lasting Power of Attorney being available this is when it becomes difficult... Click the image to the left to read more...

Changes to Legislation

This last month has seen two major changes in legislation

The Inheritance and Trustees Bill is now in force which makes further provision about the distribution of estates of deceased persons where there is no Will. The first £250k plus personal chattels goes to the spouse. Half of the remainder goes to the children at age 18 . and half to the spouse absolutely ( instead of life interest and then to children as before) Where there are no children then spouse inherits whole estate.

This emphasises the need for new Wills to be made where second and third relationships have been formed after death /divorce of the first spouse.

The second change is derived from EU legislation(the 2011 Consumer Rights Directive) whereby the rules make changes to existing requirements concerning cancellation or ‘ cooling off ‘ periods and information requirements which are geared towards enhancing customer protection.

The result of this means it will take longer to produce documentation such as Wills, Lasting Powers of Attorney etc. unless you specifically waive your rights to cancellation.