• Basic Wills from £125.00
    Basic Wills from £125.00
    Without a valid Last Will and Testament any assets you leave on death will be distributed according to the Rules of Intestacy. These rules lay down a rigid method of estate distribution and make no account of your wishes. Click the image to read more...
  • We realise that most people haven’t experienced probate before. Probate is the administration of a deceased’s Estate by the appointed “executors” in the Will, usually family members. At an already difficult and emotional time, the complexities of executing a Will and establishing any appropriate Trusts can be an arduous task. Click the image to the left to read more...
  • Inheritance Tax is simply a tax on money or possessions you leave behind when you pass on.It can also apply to some “gifts” you make during your lifetime. It is therefore vital that you receive professional Inheritance Tax Advice on your position to minimise the impact and tax paid should the worst happen, ensuring that your loved ones receive as much of your money as possible. Click the image to the left to read more...
  • Without a valid Last Will and Testament any assets you leave on death will be distributed according to the Rules of Intestacy. These rules lay down a rigid method of estate distribution and make no account of your wishes, unless you write a will. Click the image to the left to read more...
  • Lasting Powers of Attorney from £195
    Lasting Powers of Attorney from £195
    Often serious illness or accidents strike without warning. Last year, for example, approximately 130000 people suffered strokes. Without a Lasting Power of Attorney being available this is when it becomes difficult... Click the image to the left to read more...

It pays to be civil

From last New Years Eve mixed sex couples can enter into a Civil Partnership and enjoy most of the benefits of being married

This is a legal relationship which provides some real financial benefit to those who live together without getting married.

The set up costs are nominal compared with a normal marriage

Assets can be transferred to each other without the fear of a tax charge which could apply to single persons who live together.

On the death of a civil partner the estate which passes to the survivor will not necessarily mean Inheritance tax has to be paid on the second death. The tax free allowanceunused on the first death can be claimed on the second death in addition to the survivors allowance. Not so with two single persons living together.

If one civil partner dies without a Willthen the survivor will be able to claim up to £250k of that partners estate together with all the personal possessions. One half of the remainder will also belong to the surviving partner with the other half passing to the children of the partners.

A civil partner can apply for probate of the deceased partners intestate estate

So you see it can pay to be civil and whatsmore adultery is not a valid reason for dissolving a civil partnership!