• Basic Wills from £150.00
    Basic Wills from £150.00
    Without a valid Last Will and Testament any assets you leave on death will be distributed according to the Rules of Intestacy. These rules lay down a rigid method of estate distribution and make no account of your wishes. Click the image to read more...
  • We realise that most people haven’t experienced probate before. Probate is the administration of a deceased’s Estate by the appointed “executors” in the Will, usually family members. At an already difficult and emotional time, the complexities of executing a Will and establishing any appropriate Trusts can be an arduous task. Click the image to the left to read more...
  • Inheritance Tax is simply a tax on money or possessions you leave behind when you pass on.It can also apply to some “gifts” you make during your lifetime. It is therefore vital that you receive professional Inheritance Tax Advice on your position to minimise the impact and tax paid should the worst happen, ensuring that your loved ones receive as much of your money as possible. Click the image to the left to read more...
  • Without a valid Last Will and Testament any assets you leave on death will be distributed according to the Rules of Intestacy. These rules lay down a rigid method of estate distribution and make no account of your wishes, unless you write a will. Click the image to the left to read more...
  • Lasting Powers of Attorney from £195
    Lasting Powers of Attorney from £195
    Often serious illness or accidents strike without warning. Last year, for example, approximately 130000 people suffered strokes. Without a Lasting Power of Attorney being available this is when it becomes difficult... Click the image to the left to read more...

Funeral costs 50 to 75 breakthrough

The price of a funeral continues to rise annually well above the cost of inflation. Whilst the average is now around £3284 it is estimated that by the year 2020 it will reach over £5600.

A Will usually contains instructions on the wishes of the testator for burial or cremation but the arrangements are in the hands of the executors. The costs will be met from the assets left by the deceased and the beneficiaries in the Will may suffer as a result.

There is now ,however, a new way of funding the Funeral costs. Instead of a large up front payment followed by instalments, or a complete immediate purchase at today’s prices there is a ‘FROM 50’ plan which enables any one from that age up to 75 to pay only fixed monthly payments   to secure a funeral package of their own choice. Full cover is offered after only 6 months payments have been made.  The payments continue to death or age 90 and any overpayment made is refunded to the estate.

This provides much relief from worry and stress about how funeral costs will be met and by whom says David Dexter who is prepared to visit clients at home to discuss this and offer advice on the other risks to Inheritance of  Tax,Care Fees and Second/Third relationships.

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