• Basic Wills from £150.00
    Basic Wills from £150.00
    Without a valid Last Will and Testament any assets you leave on death will be distributed according to the Rules of Intestacy. These rules lay down a rigid method of estate distribution and make no account of your wishes. Click the image to read more...
  • We realise that most people haven’t experienced probate before. Probate is the administration of a deceased’s Estate by the appointed “executors” in the Will, usually family members. At an already difficult and emotional time, the complexities of executing a Will and establishing any appropriate Trusts can be an arduous task. Click the image to the left to read more...
  • Inheritance Tax is simply a tax on money or possessions you leave behind when you pass on.It can also apply to some “gifts” you make during your lifetime. It is therefore vital that you receive professional Inheritance Tax Advice on your position to minimise the impact and tax paid should the worst happen, ensuring that your loved ones receive as much of your money as possible. Click the image to the left to read more...
  • Without a valid Last Will and Testament any assets you leave on death will be distributed according to the Rules of Intestacy. These rules lay down a rigid method of estate distribution and make no account of your wishes, unless you write a will. Click the image to the left to read more...
  • Lasting Powers of Attorney from £195
    Lasting Powers of Attorney from £195
    Often serious illness or accidents strike without warning. Last year, for example, approximately 130000 people suffered strokes. Without a Lasting Power of Attorney being available this is when it becomes difficult... Click the image to the left to read more...

Double Penalty for Savers

A new report reveals that record numbers of pensioners are funding their own care fees.

57% of elderley care home residents-231000-are either fully or part funding their care home fees. This is higher than ever before.

At the same time the fees are rapidly increasing as a result of cash strapped Local Authorities reducing their contributions for the fees of the poorest people they fund.  Care homes are charging more for the middle classes in order to avoid bankruptcy. The report by healthcare analysts Laing and Buisson, describe this as a hidden tax on the middle class who are being forced unfairly to bear the brunt of austerity measures. They predict that this double penalty will mean more forced sales of houses for thousands in or about to enter care homes.

This is why it is vital to protect properties by use of Wills which include Property Protection Trusts says David Dexter. Even more protection is afforded by Lifetime Property Protection Trusts,he says. Early planning is essential.

Especially now that average care fees are £600 per week or over £2500 per month the cost of such planning can be no more than that to prevent the sale of a person’s home.

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