At last the Government has announced it’s proposals for Health and Social Care Reform. They introduce a lifetime funding cap of £86000 for any individual requiring personal care. It also proposes that you will be liable to meet the funding in full if your total assets exceed £100000 The new means test will start in […]
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There is much emphasis at present on mental illness The combination of Coved, shutdown,, self-isolation, lack of normal illness treatment has created considerable fear in the minds of many people. Being left with one’s own thoughts for over eighteen months has a severe effect on individuals The fear is usually of serious illness or even […]
Once more the Government has delayed any revised policy on Care Home Fees for those requiring care in later years. This means there is still a great potential liability on all those who own property and other assets which could result in little or nothing being left on death to be passed on to loved […]
Most people want to continue living as long as possible . Modern understanding of diet and exercise combined with ever improving medication appears to be extending the period of life for the majority. However older age does bring with it potentially more risks. As we age our bodies become more frail occasionally leading to falls […]
Are you a Single Parent? Are you living with a partner but not married? Are you just divorced? In any of these situations you should seriously consider making a Will. By doing this you can name guardians for your infant children, ensure your existing partner inherits your assets and protect against previous spouses. Are you […]
Are You really prepared for Coved?
Provided we all follow the lockdown rules then we can assume we are doing sufficient to meet the Coved crisis But are we prepared if we catch the virus? If it knocks us seriously ill and we become unable to manage our affairs either financial or healthwise who will do it for us? Has anyone […]
Xmas-a time for giving
Thoughts of giving often come to mind at Christmas time. What presents shall I buy? Will they like it? Have they got one? All of this we think about during the festive season. It becomes a good time to seriously consider what gifts you should include in your Will. Legacies to Charities, gifts to worthwhile […]
Is your Mirror secure?
Many married couples and unmarried partners have prepared Wills leaving everything to each other and then to children or other family members. These are known as Mirror Wills. Usually they are sufficient for happy close knit families with each believing everything is secure following the death of one spouse/partner. Unfortunately Mirror Wills are not secure […]
The Three Trustateers
Attorneys, Executors and Trustees are the various titles used in documents such as Lasting Powers of Attorney ,Wills and Trusts. The differences between them are not always easily understood by members of the public. An Attorney is someone you have appointed to look after your financial and/or your health affairs if you become unable or […]
Coved 19 has caused many members of the public to concentrate their minds of the possible consequences of having the virus. Inevitably the prospect of sudden,unexpected death has meant more attention to the implementation of a Will to secure the future of loved ones and family. Following recent reports however, it appears that death is […]