Death is not something we want to consider or plan for. After all we never really believe it will happen to us. It is however inevitable and even worse than that, it is unpredictable. We do plan for the future though. A job, a marriage, a house purchase, children are all parts of a plan for […]
Archive | Advice Articles
Lincoln Wills Advice Articles
A Real Investment
If you are cashing in your pension pot under the new legislation and are looking for a real investment then why not try this? Buy a Funeral Plan at todays cost and ensure you have the funeral you wish for at no extra cost whenever you die. Recent 2013 research by the University of Bath […]
Pension Pot Perils
With the new legislation on Pension Pot withdrawals coming into force from April 2015 there are considerable risks for those who take out large lump sums. The immediate effect is to increase the value of your estate for Inheritance Tax purposes. A large withdrawal from your pension pot added together with the value of the […]
When Dementia Strikes
When the first signs of Dementia appear it is imperative to put your health and financial affairs in order. Initially you will probably be in full control of your faculties but as time progresses you will begin to lose control of your mental and physical abilities. To ensure your affairs are put in order the […]
Affordable Funeral Plans
Our recent association with ‘Golden Leaves Limited’ , a company specialising in the provision of Funeral Plans, enables us to offer really affordable Funeral Plans . The average cost of a funeral today is approximately £3600. This has to be found by your executors out of the assets you leave in your estate. The executors […]
What would my parents have wanted?
In a period of grief following death how often is the question raised by bewildered loved ones ” what would mother or father wanted to happen? Which of us will inherit the chattels in the house and the car? Are we to sell the house and divide the proceeds? If so are they to be […]
Prevention is better than Cure
Why wait for a liability to Inheritance Tax or the enforced sale of your property for Care Home Fees? If you take action now by making the right sort of Will you can avoid these future maladies. A revocable Life Interest Trust Will cures the first and a Property Protection Trust Will cures the second. […]
Spouse Care Problems
Imagine your spouse developing Alzeimers and having to be taken into care as a result. Also picture that you have made mirror Wills leaving everything to each other in the first instance and that you own your home jointly. A scenario could develop where you die first and all your assets then pass to your […]
Divorced,Single Parent,Unmarried Couple? You need a Will
Modern day living governed by out of date legislation can often mean your assets finishing up in the wrong hands after death. If you have recently divorced a new Will is essential for both parties especially where existing Wills bequeathed everything to each spouse initially. Single parents with under age children need a Will to […]
Loss of Power
We all know how inconvenient and uncomfortable it is when the electricity or gas goes off at home and we lose the power to carry out the normal functions of ordinary living. Fortunately in this day and age it doesn’t last too long and sometimes we can even claim compensation for any loss or trouble […]