• Basic Wills from £150.00
    Basic Wills from £150.00
    Without a valid Last Will and Testament any assets you leave on death will be distributed according to the Rules of Intestacy. These rules lay down a rigid method of estate distribution and make no account of your wishes. Click the image to read more...
  • We realise that most people haven’t experienced probate before. Probate is the administration of a deceased’s Estate by the appointed “executors” in the Will, usually family members. At an already difficult and emotional time, the complexities of executing a Will and establishing any appropriate Trusts can be an arduous task. Click the image to the left to read more...
  • Inheritance Tax is simply a tax on money or possessions you leave behind when you pass on.It can also apply to some “gifts” you make during your lifetime. It is therefore vital that you receive professional Inheritance Tax Advice on your position to minimise the impact and tax paid should the worst happen, ensuring that your loved ones receive as much of your money as possible. Click the image to the left to read more...
  • Without a valid Last Will and Testament any assets you leave on death will be distributed according to the Rules of Intestacy. These rules lay down a rigid method of estate distribution and make no account of your wishes, unless you write a will. Click the image to the left to read more...
  • Lasting Powers of Attorney from £195
    Lasting Powers of Attorney from £195
    Often serious illness or accidents strike without warning. Last year, for example, approximately 130000 people suffered strokes. Without a Lasting Power of Attorney being available this is when it becomes difficult... Click the image to the left to read more...

Care home Fees-forever upwards

A new report by the healthcare agency ‘Prestige Nursing and Care’ states that the average cost of a single room in a care home has soared by 5.2% in the past year to £30926pa.This is an average throughout the country. In London for example the costs have rocketed by 19.1% to £38896pa whilst in the North East the costs are £22048pa.
Anyone with assets of more than £23250 have to meet these costs in full and often means they have to take a Loan from the local Council based on the value of their home to meet the fees . Such loans then have to be repaid after death from the sales proceeds of the home leaving the children and loved ones much the poorer.
The Government was to introduce a cap on total fees payable from 2016 but this has been postponed until 2020.
between now and then many more houses will have to be sold to meet the fees now being charged.
David Dexter of Lincoln Wills states ” that home owners who have worked hard to buy their homes to bequeath to children, and who have paid taxes and national health contributions throughout their working lives find it very hard to see all their efforts have been in vain should they have to go into care in later life”.” Proper will planning ,he said, can however overcome much of this concern”.

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