• Basic Wills from £125.00
    Basic Wills from £125.00
    Without a valid Last Will and Testament any assets you leave on death will be distributed according to the Rules of Intestacy. These rules lay down a rigid method of estate distribution and make no account of your wishes. Click the image to read more...
  • We realise that most people haven’t experienced probate before. Probate is the administration of a deceased’s Estate by the appointed “executors” in the Will, usually family members. At an already difficult and emotional time, the complexities of executing a Will and establishing any appropriate Trusts can be an arduous task. Click the image to the left to read more...
  • Inheritance Tax is simply a tax on money or possessions you leave behind when you pass on.It can also apply to some “gifts” you make during your lifetime. It is therefore vital that you receive professional Inheritance Tax Advice on your position to minimise the impact and tax paid should the worst happen, ensuring that your loved ones receive as much of your money as possible. Click the image to the left to read more...
  • Without a valid Last Will and Testament any assets you leave on death will be distributed according to the Rules of Intestacy. These rules lay down a rigid method of estate distribution and make no account of your wishes, unless you write a will. Click the image to the left to read more...
  • Lasting Powers of Attorney from £150
    Lasting Powers of Attorney from £150
    Often serious illness or accidents strike without warning. Last year, for example, approximately 130000 people suffered strokes. Without a Lasting Power of Attorney being available this is when it becomes difficult... Click the image to the left to read more...

Cap on Care only to benefit 1 in 8

Ministers have now admitted the proposed new legislation to be introduced by 2017 will only help 12% of older people. Those who have to go into care will still be liable for the whole of their care costs if their assets,including their home, exceed £118000. Below this figure Government will meet a proportion of the costs although as yet exact contributions have not been stated.

The cap on total fees to be paid for care by an individual is £72000 excluding food and other living expenses which could increase the total liability to almost £100,000. for any single person. This will reduce considerably the amounts to be inherited by beneficiaries under ordinary Wills.

Proper planning through the use of Property Protection Wills or Lifetime Property Protection Trusts is vital to preserve maximum assets to be passed on to future generations.