• Basic Wills from £150.00
    Basic Wills from £150.00
    Without a valid Last Will and Testament any assets you leave on death will be distributed according to the Rules of Intestacy. These rules lay down a rigid method of estate distribution and make no account of your wishes. Click the image to read more...
  • We realise that most people haven’t experienced probate before. Probate is the administration of a deceased’s Estate by the appointed “executors” in the Will, usually family members. At an already difficult and emotional time, the complexities of executing a Will and establishing any appropriate Trusts can be an arduous task. Click the image to the left to read more...
  • Inheritance Tax is simply a tax on money or possessions you leave behind when you pass on.It can also apply to some “gifts” you make during your lifetime. It is therefore vital that you receive professional Inheritance Tax Advice on your position to minimise the impact and tax paid should the worst happen, ensuring that your loved ones receive as much of your money as possible. Click the image to the left to read more...
  • Without a valid Last Will and Testament any assets you leave on death will be distributed according to the Rules of Intestacy. These rules lay down a rigid method of estate distribution and make no account of your wishes, unless you write a will. Click the image to the left to read more...
  • Lasting Powers of Attorney from £195
    Lasting Powers of Attorney from £195
    Often serious illness or accidents strike without warning. Last year, for example, approximately 130000 people suffered strokes. Without a Lasting Power of Attorney being available this is when it becomes difficult... Click the image to the left to read more...

Author Archive | admin

What would my parents have wanted?

In a period of grief following death how often is the question raised by bewildered loved ones ” what would mother or father wanted to happen?  Which of us will inherit the chattels in the house and the car? Are we to sell the house and divide the proceeds? If so are they to be […]

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Prevention is better than Cure

Why wait for a liability to Inheritance Tax or the enforced sale of your property for Care Home Fees? If you take action now by making the right sort of Will you can avoid these future maladies. A revocable Life Interest Trust Will cures the first and a Property Protection Trust Will cures the second. […]

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£1bn extra inheritance Tax

Over the last 5 years the amount collected in inheritance tax per year has increased by £1bn.  In 2014 the total take by the Treasury was £3.4bn. This government pledged to increase the threshold from which the tax is charged to £1m per person but has not done so. It has fixed the allowance at […]

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Changes to Legislation

This last month has seen two major changes in legislation The Inheritance and Trustees Bill is now in force which makes further provision about the distribution of estates of deceased persons where there is no Will. The first £250k plus personal chattels goes to the spouse. Half of the remainder goes to the children at […]

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Spouse Care Problems

Imagine your spouse developing Alzeimers and having to be taken into care as a result. Also picture that you have made mirror Wills leaving everything to each other in the first instance and that you own your home jointly. A scenario could develop where you die first and all your assets then pass to your […]

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£140K is the real Cap on Care Costs

The Institute and Faculty of Actuaries has now produced a report which indicates that as a result of the ‘hidden charges’  for care the Government’s pledge of a £72K cap will cost on average £140K . Their research also found that only one in ten pensioners will ever reach the point of receiving help from […]

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Funeral costs 50 to 75 breakthrough

The price of a funeral continues to rise annually well above the cost of inflation. Whilst the average is now around £3284 it is estimated that by the year 2020 it will reach over £5600. A Will usually contains instructions on the wishes of the testator for burial or cremation but the arrangements are in […]

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Another unpredictable death

The death of Bob Crowe ,Trades Union Leader, at the age of 52 once again illustrates the unpredictability of death. After seeing reports of him in the national press only a few days earlier enjoying a sunshine holiday in Brazil the last thing one expects to see is this sad announcement It is worthy of […]

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£72000 = £150786

Calculations by the Labour Party indicate that despite the proposed system of capping care fees for the elderly the figure of £72000 is more likely to finish up at £150786. This is largely because the ‘hotel and accommodation’ costs of residents in care will not count towards the cap. Neither will the so called ‘cost […]

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