• Basic Wills from £150.00
    Basic Wills from £150.00
    Without a valid Last Will and Testament any assets you leave on death will be distributed according to the Rules of Intestacy. These rules lay down a rigid method of estate distribution and make no account of your wishes. Click the image to read more...
  • We realise that most people haven’t experienced probate before. Probate is the administration of a deceased’s Estate by the appointed “executors” in the Will, usually family members. At an already difficult and emotional time, the complexities of executing a Will and establishing any appropriate Trusts can be an arduous task. Click the image to the left to read more...
  • Inheritance Tax is simply a tax on money or possessions you leave behind when you pass on.It can also apply to some “gifts” you make during your lifetime. It is therefore vital that you receive professional Inheritance Tax Advice on your position to minimise the impact and tax paid should the worst happen, ensuring that your loved ones receive as much of your money as possible. Click the image to the left to read more...
  • Without a valid Last Will and Testament any assets you leave on death will be distributed according to the Rules of Intestacy. These rules lay down a rigid method of estate distribution and make no account of your wishes, unless you write a will. Click the image to the left to read more...
  • Lasting Powers of Attorney from £195
    Lasting Powers of Attorney from £195
    Often serious illness or accidents strike without warning. Last year, for example, approximately 130000 people suffered strokes. Without a Lasting Power of Attorney being available this is when it becomes difficult... Click the image to the left to read more...

Another stall

Once again Government stalls over the provision of care for the elderly. In it’s latest utterings there is a possibility of capping an individuals contribution to care home fees at say £30000. It is even suggested that loans be made available to elderly persons who have to go into care and these would be repayable after death plus a rate of interest at say 4%pa. The argument here is that homes would not have to be sold whilst the individual was still alive.

No positive way forward has been agreed and the position remains the same, certainly for the length of the present parliament. The only safe answer is to ensure your Will is properly drawn up to protect your property. For married couples a properly drawn Will ensures that at least one half of the value of the main residence can be sved and passed on to loved ones. In the majority of cases it can rescue the whole value for inheritance. A Property Protection or an Asset Protection Will is vital for all who own property and wish to bequeath it to family and loved ones.  For single persons who own property and wish to protect it then consideration should be given to a Lifetime Property Protection Trust which ensures succession to ownership by future generations.

With the law at present a Will or a Trust are valuable weapons to oppose the threats to inheritance.

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